Video Training

Debt Series

Annual Percentage Rate (APR) and Effective APR

How to calculate the effective APR from a stated APR, and the difference between the two.

Renting Versus Buying a Home

How to make an informed comparison between the costs of renting a home and buying a home.

Mortgage Interest Rates

Different types of mortgages explained (fixed rate, adjustable rate, etc.) along with the relationship of principal and interest in a standard mortgage payment.

Home Equity Loans

How to use equity in a home to create cash via a home equity loan.

The Discount Rate

The basics of the Federal Funds rate and the discount rate from the Federal Reserve Bank.

Personal Bankruptcy: Chapters 7 and 13

How personal bankruptcy works, the differences between Chapter 7 (straight bankruptcy) and Chapter 13 (reorganization) and their consequences.

Payday Loans

How payday loans work and the very high price borrowers pay who use these loans.

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