Video Training
Debt Series
Annual Percentage Rate (APR) and Effective APR
How to calculate the effective APR from a stated APR, and the difference between the two.
Renting Versus Buying a Home
How to make an informed comparison between the costs of renting a home and buying a home.
Mortgage Interest Rates
Different types of mortgages explained (fixed rate, adjustable rate, etc.) along with the relationship of principal and interest in a standard mortgage payment.
Home Equity Loans
How to use equity in a home to create cash via a home equity loan.
The Discount Rate
The basics of the Federal Funds rate and the discount rate from the Federal Reserve Bank.
Personal Bankruptcy: Chapters 7 and 13
How personal bankruptcy works, the differences between Chapter 7 (straight bankruptcy) and Chapter 13 (reorganization) and their consequences.
Payday Loans
How payday loans work and the very high price borrowers pay who use these loans.
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