Workshop Topics

Federal Workshop Topics

Popular Workshop Topics

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Federal Benefits Best Kept Secrets

  • Macro manager
  • Financial planner
  • Common financial myths
  • The rules of the game are changing
  • Exit strategies
  • Where do we go from here
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Maximizing Your Financial Plan

  • ChFEBC advisor
  • What tax bracket will you be in at retirement?
  • What makes us so special?
  • The rules of the game
  • Exit strategies
  • Free insurance
  • TSP, catch-up, and loans
  • CSRS voluntary contribution
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Taxes and The IRS

  • Do I need a tax adviser?
  • Tax avoidance
  • Tax-deferral vs. tax-deductible vs. tax-free
  • Why you shouldn’t wait to get your refund
  • Tax cuts and Jobs Act of 2017
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Advanced Social Security Planning

  • Can I work at age 66 and collect Social Security?
  • When should I apply for Social Security benefits? What are the benefits of deferring vs. filing at 62?
  • Spousal & Survivor Benefits
  • What is the maximum monthly amount you can get from Social Security?
  • File and suspend vs. restricted application
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Retirement Planning

  • We will assess your finances and come up with a plan that works best for you, using a macro approach and a quantative model
  • Roth vs. Traditional IRA’s and 401K’s
  • Tax analysis on current income compared to retirement income
  • Estate and legacy planning
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Financial Planning In Uncertain Times

  • Budgeting for change
  • Retirement horizons
  • TSP planning
  • Benefit planning
  • Exit strategies
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Federal Insurance Programs Unraveled

  • OASDI
  • Medicare
  • FEHBP
  • Medicaid
  • FLTCIP
  • FEGLI
  • Social Security supplement
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10 Steps to Financial Freedom

  • Find your “money view”
  • How to create a budget
  • How to get out of debt
  • Creating an abundance mentality
  • Saving and investing
  • Making a difference
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Financial Transitions

  • Changing jobs? Getting married or expecting a child? Retiring?
  • Rolling over your 401(k) vs. leaving it in your current employer plan
  • Taking control and ownership of your finances
  • Understanding your retirement plan, pension and Social Security
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Understanding Your TSP

  • Eligibility and limits
  • Allocation options
  • Roth vs. traditional
  • Retirement distributions
  • TSP Modernization Act
  • When rollovers and loans make sense
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Pre-Retirement Planning For Federal Employees

  • States that don’t tax federal pensions
  • Jumpstart survivor benefits
  • How to calculate FERS/CSRS pension benefits
  • Roth & catch-up TSP
  • Health insurance for spouse and family
  • Social Security windfall elimination, supplement, and integration
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Estate Planning

  • Dealing with death and estate taxes
  • Wills and trusts
  • Probate and your estate
  • Choosing an executor
  • Lifetime giving exclusion
  • Unlimited marital deduction
  • Tax-free inheritance
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Federal Benefits 101

  • Why & what federal employees need to plan for
  • Basic options for insurance
  • How to calculate my pension
  • Retirement eligibility guidelines
  • Common mistakes made in the TSP
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Financial Fitness

  • Cash flow management
  • Basics of tax planning
  • Creating a financial road map
  • Introduction to estate planning
  • Overcoming obstacles to creating wealth
  • Maximize savings and investment plans
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Retirement Planning For Federal Employees

  • Where and when to retire
  • MRA calculations
  • TSP income options
  • Pension maximum
  • When to draw Social Security
  • Health insurance vs. Medicare
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Strategic Allocation

  • Planning your wealth for interest rate fluctuation, inflation, market volatility, and taxes
  • Using strategic allocations to meet your financial goals
  • Tax-free, lifetime streams of income
  • COLA income
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Planning Giving

  • One-time gifts vs. ongoing gifts
  • Tax ramifications to families and estates
  • Using charitable trusts or charitable strategies for planned giving
  • Leaving a planned giving legacy
  • Benefits to you and your family
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FEHB, Tricare and Medicare

  • Differences between Medicare,
  • FEHB and Tricare
  • Different parts of Medicare
  • Medicare for retirees
  • Medicare Enrollment
  • FEHB Suspension
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Public Service Student Loan Forgiveness Program

  • How to qualify for the program
  • What is qualifying employment?
  • The types of Federal loans that qualify
  • Repayment plans
  • How to apply
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Long-Term Care Insurance

  • LTC by the numbers
  • Federal LTC program
  • Activities of daily living
  • Qualifying for low/no-cost coverage
  • LTC insurance alternatives
  • Medicaid planning
  • LTC during retirement
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Financial Pitfalls

  • Lack of plan or inadequate plan
  • Improper debt management
  • Lack of estate plan
  • Lack of tax planning strategy
  • Buying advice over the internet
  • Lack of exit strategy
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Federal Leave & Earnings Statements

  • How to interpret your statement line-by-line
  • Selecting the proper options for benefits
  • Managing your tax withholdings
  • Where does all my money go?
  • Hidden opportunities within your paycheck
  • Disability and Social Security
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Social Security 101

  • Understanding the basics of Social Security
  • How to optimize your benefits
  • Advantages of applying after full retirement age
  • How are your benefits calculated?
  • How cost-of-living adjustments affect your Social Security
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College Planning 101

  • The MYTH about financial aid
  • Sources of money
  • Need-based vs. non need-based
  • College funding vs. financial aid
  • Advice
  • The reward
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Introduction to Real Estate

  • Understanding mortgage options
  • Location, location, location
  • Real estate as an investment
  • VA/FHA programs
  • Tax benefits
  • First-time home buying
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Real Estate Tax Strategies

  • How to purchase real estate within your IRA
  • Tax advantages of owning vs. renting and how to utilize them
  • How to leverage your mortgage
  • Investment properties vs. traditional investments

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